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There are various student loan forgiveness programs out there for people who work in public service, education, and other fields. Some states are even helping debt-saddled graduates pay off their loans sooner. Whether you're struggling with six-figure debt or looking for "free money" to pay off your student debt, student loan forgiveness could save the day.!
In most situations, students have more than a one single loan. Prioritizing the loans based on their interest rates is a guaranteed way to pay down the loans more efficiently and expediently. Paying loans that carry higher interest rates lowers the principal amount owed, which in turn reduces the amount to which the high interest rate applies to. It is also not a bad idea (whenever possible) to overpay these specific loans to speed up the repayment period. Of course, during this process, the borrower will still have to pay the minimum of the lower interest rate loans. Once the higher interest rate loans are paid off, focus can be shifted to the amounts that carry lower rates and paid off expediently as well.
Have you ever wished your student loans would just go away? While there's no way to snap your fingers and have student loan debt magically disappear, there are ways to get it forgiven.
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